Wedding Insurance Benefits

Wedding Insurance Benefits

Browse through a summary of the benefits of Wedding Insurance
from Wedding Cover Direct.

 

Please refer to the policy schedule for full details of cover.

Click Here to download a copy of the Policy Wording.

Top of Page

Cancellation / Rearrangement of Wedding and / or Reception

a. This aspect of your wedding insurance policy covers the cost of the services listed which have been booked but not used due to the unavoidable cancellation or curtailment of the wedding or reception due to reasons listed*.

b. If due to the unavoidable cancellation or curtailment of the wedding or reception due to reasons listed*, this insurance will reimburse you any additional costs incurred in rearranging the wedding and/or reception.

(* The venue being unavailable through damage and other reasons; death, accidental illness or injury to bride, civil partner, groom, or close relative; accidental loss or severe damage to ceremonial attire; redundancy; overseas forces posting; non-appearance of registrar / minister)

Top of Page

Failure of Suppliers

Insurance to cover wedding service suppliers going bankrupt or going into liquidation. This covers irrecoverable deposits or additional costs in arranging alternative equivalent services.

Top of Page

Wedding / Ceremonial Attire

This part of a wedding insurance policy covers the reinstatement or replacement of bridal attire if it is lost or stolen while in your, or a close relative's, possession up to one month before the ceremony. It also covers loss or damage to ceremonial attendant's attire for up to 48 hours before the ceremony; and the financial failure of the supplier (through purchase or hire) of the ceremonial attire.

Top of Page

Wedding Gifts

The insurance will cover you for the loss or damage to wedding gifts due to accident, fire or theft whilst being stored by you or your parents. Wedding Gifts are also insured whilst they are in transit or on display at the wedding reception.

Top of Page

Wedding Rings, Wedding Cake, Flowers and Attendant's Gifts

You will be covered in the event of the loss or damage to wedding rings, flowers, and the wedding cake.

Top of Page

Wedding Cars and Transport

You will be insured if the private hire firm or individual with which you have booked wedding transport arrangements fails to meet their contractual obligations.

Top of Page

Photography and Video

The benefits of insuring photography and video with Wedding Cover Direct will be that you are reimbursed for unforeseen expenses incurred to take wedding photographs and videos as a result of the non-appearance of the pre-booked photographer, the loss or damage to the original film or negatives before copies are made, or the non-development of the original film or negatives.

Top of Page

Essential Document Indemnity

Applicable to weddings abroad only, this covers you for accommodation, travel and fees incurred if you have to obtain replacement copies of documents essential for your wedding.

Top of Page

Personal Liability

This wedding insurance covers your legal liability arising from accidental injury to third parties or damage to third party property.

Top of Page

Personal Accident

This wedding insurance covers you for Personal Accident in the event of you sustaining serious bodily injury causing disablement or loss of life.

Top of Page

Legal Expenses

This wedding insurance covers Legal Expenses in the event of you sustaining serious bodily injury causing disablement or loss of life.

Top of Page

Marquee Cover (Optional)

Applicable in the United Kingdom only, if paid for, this insurance covers you in the event of the loss or damage to the marquee.

Top of Page

Ceremonial Sword Cover (Optional)

Applicable in the United Kingdom only, if paid for, this wedding insurance policy covers you in the event of the loss or damage to the item.

Top of Page

Public Liability (Optional)

Applicable in the United Kingdom only, if paid for, this insurance provides Public Liability covering all persons invited to your wedding or wedding reception.

 

 

 

 



   

Travel Insurance